What is AmEx Fine Hotels and Resorts? Answer is – AmEx Fine Hotels and Resorts (FHR) is a program offered by American Express that provides exclusive benefits and perks to eligible cardholders when they book hotel stays through the program. These benefits typically include daily breakfast for two, room upgrades when available, guaranteed 4 PM late checkout, noon check-in when available, and a unique property amenity such as a food and beverage or spa credit.

What is AmEx Fine Hotels and Resorts and Is It Worth It?

What is AmEx Fine Hotels and Resorts?

American Express Fine Hotels + Resorts (FHR) is a curated hotel program offered exclusively to eligible American Express cardholders.

It partners with over 1,500 luxury hotels and resorts worldwide, providing members with exclusive benefits and a high-end travel experience.

Who Can Book Hotels Through AmEx Fine Hotels and Resorts?

The FHR program is primarily available to holders of The Platinum Card® from American Express and The Business Platinum Card® from American Express. Centurion® Members are also eligible for the program.

Additionally, authorized users on these accounts can also enjoy the benefits of FHR, even if they don’t have their own Platinum or Centurion card. This allows friends and family to experience the luxury of FHR when traveling with the cardholder.

Sarah Silbert Expert Opinion

According to Sarah Silbert, a luxury travel advisor with over a decade of experience, “AmEx Fine Hotels and Resorts offers an unparalleled level of service and benefits for discerning travelers. The program’s curated selection of properties ensures a high-quality experience, and the added perks like daily breakfast and room upgrades make it a truly valuable offering for my clients.”

AmEx FHR Benefits and Perks

Fine Hotels + Resorts provides a suite of benefits designed to elevate your hotel stay and make it truly memorable.

1. Daily Breakfast for Two

Enjoy a daily breakfast for two people at each property. This is often a full, sit-down breakfast with both hot and cold options, though it can vary by property.

The value of this benefit alone can easily offset the cost of booking through FHR, especially at luxury hotels where breakfast can be pricey.

2. Room Upgrades

Upon arrival, you’ll be upgraded to a better room category than what you booked, if available. This could mean anything from a higher floor with a better view to a suite with more space.

While upgrades are not guaranteed, they are frequently offered, adding significant value to your stay.

3. Guaranteed 4 PM Late Checkout

One of the most beloved perks of FHR is the guaranteed late checkout at 4 PM. This allows you to enjoy a leisurely morning, perhaps squeezing in a late breakfast or a swim before having to pack up and leave.

It’s a fantastic benefit for those who want to maximize their vacation time.

4. Noon Check-in (When Available)

While not guaranteed at every property, noon check-in is often offered, allowing you to settle into your room earlier in the day.

This is especially convenient after a long flight or when you want to start exploring your destination sooner.

5. Unique Property Amenity

Each FHR property offers a special amenity exclusively for FHR guests. This could be a food and beverage credit, a spa credit, or even a unique experience like a private cooking class or a guided tour.

These amenities can add hundreds of dollars of value to your stay.

Matthew Kepnes Expert Opinion

Luxury travel expert, Matthew Kepnes, founder of Nomadic Matt, notes, “The Fine Hotels + Resorts program offers a consistent set of benefits that make it a compelling option for anyone looking to book a luxury hotel stay. The value proposition is clear, and the perks can really enhance your overall travel experience.”

How to Book a Reservation on FHR

Booking a stay through AmEx Fine Hotels + Resorts is a straightforward process, and you have two primary options:

1. Booking Through American Express Travel

Log In: Visit the American Express Travel website and log in using your American Express credentials.

Search for Hotels: Use the search bar to enter your desired destination and travel dates. Filter your results to show only “Fine Hotels + Resorts” properties.

Select Your Hotel: Browse through the available FHR properties, comparing prices and benefits. Click on a property to view details, photos, and available room types.

Book Your Stay: Select your preferred room type and dates, then proceed to the booking page. Ensure that the rate you see includes the FHR benefits. Complete your booking by providing the required information and using your eligible American Express card to pay.

2. Booking Through the FHR Website

Visit the FHR Website: Go to the Fine Hotels + Resorts website.

Search for Hotels: Enter your destination and travel dates in the search bar.

Select Your Hotel: Browse through the curated selection of FHR properties. Click on a property to view details and available room types.

Book Your Stay: Choose your preferred room type and dates. You’ll be redirected to the American Express Travel website to complete your booking. Ensure that the rate includes the FHR benefits and use your eligible American Express card to pay.

Tiffany Funk Expert Tip

“When booking through the American Express Travel website, be sure to check the “Fine Hotels + Resorts” box to ensure you are seeing only eligible properties and rates,” advises Tiffany Funk, a luxury travel advisor and founder of Luxe Travel. “This will streamline your search and make it easier to find the perfect FHR property for your trip.”

Maximizing Value with AmEx FHR

While the perks offered by AmEx Fine Hotels + Resorts are undoubtedly appealing, it’s essential to strategize to maximize the value you get from this program.

1. Understanding the Value Proposition

The core value proposition of FHR lies in the combined value of its benefits. American Express states that the average total value of FHR benefits is $600 per stay, based on 2022 bookings for stays of two nights.

This includes the daily breakfast, room upgrade, $100 property credit, and late checkout. However, the actual value can vary significantly depending on the property, room rate, and your utilization of the benefits.

For instance, a complimentary breakfast at a luxury hotel can easily cost $50 or more per person.

Similarly, a room upgrade to a suite can be worth hundreds of dollars per night. By factoring in the value of these perks, you can better assess whether an FHR booking is a good deal compared to booking directly with the hotel or through other channels.

2. Comparing Rates and Benefits

Before booking through FHR, it’s wise to compare the rates and benefits with those offered directly by the hotel or other online travel agencies (OTAs).

Sometimes, you might find a lower rate by booking directly, but you’ll miss out on the FHR perks. Conversely, the FHR rate might be higher, but the added benefits could justify the extra cost.

It’s also crucial to check if the hotel offers any loyalty program benefits or promotions that could stack with the FHR perks. This can further enhance the value of your stay.

3. Utilizing Amex Offers and Promotions

American Express frequently offers promotions and Amex Offers specifically for FHR bookings. These can include statement credits, bonus Membership Rewards points, or even complimentary nights.

Keep an eye on the Amex Offers section of your account and the FHR website for any ongoing promotions that could save you money or earn you rewards.

Tiffany Funk Expert Tip

“One of the best ways to maximize value with FHR is to stack benefits,” advises Tiffany Funk, a luxury travel advisor and founder of Luxe Travel. “Look for Amex Offers that can be combined with the FHR perks to get even more value out of your stay. For example, you could use an Amex Offer for a $100 statement credit on a $500+ FHR booking and still enjoy all the FHR benefits.”

Who Benefits Most from AmEx FHR?

While AmEx Fine Hotels + Resorts can offer value to a wide range of travelers, certain individuals are more likely to maximize the program’s benefits:

1. Luxury Travelers

FHR’s curated collection of luxury hotels and resorts makes it a perfect fit for those who appreciate high-end accommodations and personalized service.

The added perks, like room upgrades and property credits, further enhance the luxury experience, making FHR a go-to choice for discerning travelers.

2. Frequent Travelers

For those who travel frequently, the consistent benefits of FHR can be a significant advantage.

The complimentary breakfast, late checkout, and room upgrades can make each trip more comfortable and enjoyable, while the property credit can be used for dining, spa treatments, or other experiences.

3. Couples and Families

Couples can appreciate the romantic atmosphere and added perks of FHR properties, while families can take advantage of the spacious accommodations and family-friendly amenities offered by many FHR resorts.

The complimentary breakfast for two is especially beneficial for families, as it can help to reduce dining expenses.

Ben Schlappig Expert Opinion

According to Ben Schlappig, a renowned travel expert and founder of One Mile at a Time, “The AmEx Fine Hotels + Resorts program is especially valuable for travelers who value luxury and convenience. The consistent benefits and high-quality properties make it a top choice for frequent travelers and those seeking a truly elevated travel experience.”

Drawbacks and Limitations of AmEx FHR

While AmEx Fine Hotels + Resorts offers significant advantages, it’s important to be aware of its limitations to make informed decisions:

1. Eligibility Restrictions

The most significant drawback of FHR is its limited eligibility. The program is primarily restricted to holders of The Platinum Card® from American Express and The Business Platinum Card® from American Express.

While these cards offer a host of other benefits, their annual fees can be a deterrent for some travelers.

2. Limited Hotel Selection

While FHR partners with over 1,500 luxury hotels and resorts worldwide, this selection is still more limited compared to booking directly with a hotel chain or through a traditional online travel agency (OTA).

If you have a specific hotel in mind, it might not be part of the FHR program.

3. Potential Pricing Variations

While FHR rates often include valuable benefits that can offset the cost, they are not always the cheapest option.

Sometimes, you might find lower rates by booking directly with the hotel or through an OTA. However, these bookings wouldn’t include the FHR perks.

Julian Kheel Expert Opinion

According to Julian Kheel, a senior editor at The Points Guy, “AmEx Fine Hotels + Resorts can offer fantastic value, but it’s important to do your research and compare prices before booking. Sometimes, the FHR rate might be higher than other options, so you’ll need to weigh the value of the benefits against the potential cost savings.”

AmEx FHR vs. The Hotel Collection

American Express offers two distinct hotel programs for its cardholders: Fine Hotels + Resorts (FHR) and The Hotel Collection (THC). While both programs offer perks and benefits, they cater to different needs and cardholder types.

1. Understanding The Hotel Collection

The Hotel Collection is a program available to a wider range of American Express cardholders, including those with Gold and Platinum cards. It features a diverse selection of luxury hotels and resorts, with a focus on providing value and simplicity.

The primary benefits of The Hotel Collection include:

• $100 Hotel Credit: Receive a $100 hotel credit to use on qualifying dining, spa, or resort activities during your stay.
• Room Upgrade: Enjoy a complimentary room upgrade at check-in, subject to availability.

To be eligible for The Hotel Collection benefits, you must book a minimum two-night stay through American Express Travel.

2. Comparing Benefits and Eligibility

Feature	AmEx Fine Hotels + Resorts (FHR)	The Hotel Collection (THC)
Eligibility	The Platinum Card® from American Express, The Business Platinum Card® from American Express, Centurion® Members	The Platinum Card® from American Express, The Business Platinum Card® from American Express, Centurion® Members, eligible Gold Card Members
Benefits	Daily breakfast for two, room upgrade (when available), guaranteed 4 PM late checkout, noon check-in (when available), unique property amenity (e.g., $100 property credit)	$100 hotel credit, room upgrade (subject to availability)
Minimum Stay	No minimum stay requirement	Minimum two-night stay
Hotel Selection	Over 1,500 luxury hotels and resorts worldwide	Diverse selection of luxury hotels and resorts
Booking Platform	American Express Travel, FHR website	American Express Travel

Summer Hull Expert Opinion

According to Summer Hull, founder of Mommy Points, a family travel blog, “Both programs offer valuable benefits, but the choice between FHR and The Hotel Collection ultimately depends on your travel preferences and priorities. If you prioritize a broader range of hotel options and a simple $100 credit, The Hotel Collection might be a better fit. However, if you’re looking for a more comprehensive set of perks and a focus on luxury, FHR is the way to go.”

Are AmEx Fine Hotels and Resorts Benefits Worth It?

The question of whether AmEx Fine Hotels + Resorts benefits are worth it depends largely on your individual travel style and priorities.

1. Evaluating the Value Proposition

The program’s value proposition hinges on the potential savings and the quality of the experience it offers.

As American Express claims, the average FHR booking provides benefits worth $600 (based on 2022 data for two-night stays).

This includes daily breakfast for two, room upgrades, a property amenity (usually a $100 credit), and late checkout. To truly assess the value, however, it’s important to consider:

• The cost of booking through FHR vs. other channels: Sometimes, FHR rates might be slightly higher than booking directly or through an OTA. In such cases, the value of the benefits needs to outweigh the price difference.
• Your utilization of the benefits: If you rarely eat hotel breakfast or don’t prioritize late checkout, the value of these perks diminishes. The property amenity, however, can often be used for expenses you’d incur anyway, like meals or spa treatments.
• Your travel style and priorities: If you value luxury, personalized service, and exclusive perks, FHR can significantly enhance your travel experience. However, if you’re primarily focused on budget travel or prefer a wider range of hotel options, FHR might not be the best fit.

2. Considering Individual Travel Preferences

Your personal travel preferences play a significant role in determining whether FHR is a good value for you. If you’re a frequent traveler who appreciates luxury accommodations and personalized service, FHR can be a worthwhile investment. The consistent benefits can add up over time, saving you money and enhancing your overall travel experience.

On the other hand, if you’re a budget-conscious traveler or prefer to stay at independent hotels or smaller chains, FHR might not offer the best value. In such cases, focusing on earning points with hotel loyalty programs or utilizing OTAs for the best deals might be a more strategic approach.

Gary Leff Expert Opinion

According to Gary Leff, founder of View from the Wing, a leading travel blog, “FHR is a fantastic option for those who prioritize luxury and value added perks. However, it’s not for everyone, and it’s always wise to compare prices and consider your individual needs before booking.”

Conclusion

AmEx Fine Hotels + Resorts is a valuable program that can significantly enhance your travel experience, particularly if you’re a luxury traveler, frequent traveler, or someone who values personalized service and exclusive perks. While it’s not without its limitations, the program’s benefits can easily outweigh the drawbacks for many travelers.

The curated selection of luxury hotels and resorts, combined with the guaranteed benefits like daily breakfast for two, room upgrades, late checkout, and unique property amenities, create a compelling value proposition.

However, it’s crucial to evaluate the program’s benefits in the context of your individual travel needs and preferences. By comparing rates and benefits with other booking options and utilizing Amex Offers, you can maximize the value of FHR and ensure you’re getting the best possible deal for your stay.

FAQs

1. Do I need to book directly through American Express to get FHR benefits?

Yes, you must book your stay through American Express Travel (online or by phone) or the Fine Hotels + Resorts website to be eligible for the benefits.

2. Can I use Membership Rewards points to book FHR stays?

Yes, you can use Membership Rewards points to pay for all or part of your FHR booking through American Express Travel.

3. Can I combine FHR benefits with other hotel loyalty program benefits?

This can vary depending on the hotel and its loyalty program policies. It’s best to check with the hotel directly to confirm.

4. Can I book FHR stays for others?

Yes, you can book FHR stays for friends and family, but you must be the one making the booking and using your eligible American Express card.

5. Are FHR rates always the cheapest option?

Not always. While FHR rates often include valuable benefits that can offset the cost, it’s important to compare prices with other booking options to ensure you’re getting the best deal.